Amazon ICICI Credit Card Application – All You Need to Know in 2024
Applying for the Amazon ICICI Credit Card is a smart choice for online shoppers in India, offering multiple cashback benefits and exclusive perks on Amazon purchases. This guide covers everything you need to know about the Amazon ICICI Credit Card: application process, benefits, eligibility criteria, and frequently asked questions.
Eligibility Criteria
| Eligibility Requirement | Details |
|---|---|
| Age | 18 years minimum |
| Income Requirement | Regular income to meet ICICI’s minimum criteria |
| Credit Rating | Good credit score (around 700 or higher) |
| Amazon Account | Active Amazon account recommended |
Introduction to the Amazon ICICI Credit Card
The Amazon ICICI Credit Card is a no-annual-fee cashback credit card, launched in partnership between ICICI Bank and Amazon Pay. Designed for frequent Amazon users, it offers substantial cashback rewards, particularly for Amazon Prime members. With no joining fee and a straightforward application process, it has become a popular choice among Indian online shoppers.
Key Benefits of the Amazon ICICI Credit Card
The primary reason shoppers choose the Amazon ICICI Credit Card is its cashback structure:
- 5% Cashback for Amazon Prime members on all Amazon.in purchases.
- 3% Cashback for non-Prime Amazon users on Amazon.in purchases.
- 2% Cashback on purchases made using Amazon Pay at partner merchants.
- 1% Cashback on all other spending.
With no joining or annual maintenance fees, this card is highly attractive for regular Amazon shoppers.
Comparison with Other Amazon Payment Cards
| Feature | Amazon ICICI Credit Card | Other Amazon Cards |
|---|---|---|
| Cashback on Amazon | 5% (Prime) / 3% (non-Prime) | Varies |
| Annual Fee | No | May have an annual fee |
| Cashback on Partner Merchants | 2% | Limited |
Eligibility Criteria for the Amazon ICICI Credit Card
To be eligible for the Amazon ICICI Credit Card, applicants must meet the following criteria:
- Age: Minimum age of 18 years.
- Income Requirement: Regular income sufficient to meet ICICI Bank’s minimum criteria.
- Credit Rating: A good credit score (typically 700 or higher) increases approval chances.
- Amazon Account: Having an active Amazon account may enhance approval chances.
How to Apply for an Amazon ICICI Credit Card
The Amazon ICICI Credit Card application process is easy and accessible:
- Via the Amazon App: Eligible users can apply through the Amazon app under the Amazon Pay section.
- Via the ICICI Website: Apply by visiting the ICICI Bank website, selecting Credit Cards, and choosing the Amazon ICICI Credit Card.
Required Documents for Application
The following documents are required for the Amazon ICICI Credit Card application:
- Proof of Identity: PAN card, Aadhaar card, or passport.
- Proof of Address: Utility bill, passport, or Aadhaar.
- Proof of Income: Bank statements or salary slips.
Having these documents ready ensures a smooth application process.
Key Features of the Amazon ICICI Credit Card
The Amazon ICICI Credit Card has several unique features:
- No Annual Fee: No joining or annual maintenance fee.
- Amazon Purchase Cashback: Earn cashback on all Amazon purchases.
- Partner Merchant Cashback: 2% cashback at Amazon Pay-partner merchants.
- Contactless Payments: Tap-and-pay functionality for quick, secure payments.
Amazon ICICI Credit Card for Amazon Prime Members
Amazon Prime members receive 5% cashback on all Amazon purchases, making the Amazon ICICI Credit Card especially valuable for Prime subscribers. Non-Prime members receive 3% cashback on Amazon purchases, still a competitive rate compared to other cards.
Cashback Benefits of the Amazon ICICI Credit Card
| Purchase Type | Cashback Rate |
|---|---|
| Amazon.in (Prime Members) | 5% |
| Amazon.in (Non-Prime Members) | 3% |
| Amazon Pay Partner Merchants | 2% |
| Other Purchases | 1% |
Conclusion
The Amazon ICICI Credit Card is a fantastic option for frequent Amazon shoppers, especially Prime members who can maximize cashback benefits. With no annual fee, high cashback rates, and simple application steps, this card is a valuable tool for online shopping. For those considering this card, ensure eligibility requirements are met and explore its potential benefits in line with your shopping habits.